Lifestyle Calculator
Step 1 of 13

Tell Us About

Our Lifestyle Calculator shows you the true cost of the lifestyle you want and how much you’ll need to earn to afford it. This exercise is all about setting you up for long-term success. To get started, tell us a little bit about yourself.


Select Your Role Below:
Select Your Student’s High School Graduation Year (click all that apply)
Select the Age-Level of Students You Serve (click all that apply)
Step 2 of 13

Housing

You'll need some place to call home. Will you live in the lap of luxury, or keep it simple? Will you go it alone or share your space with roommates?

Studio Apartment
$740
1 Bedroom Apartment
$902
2 Bedroom Apartment
$1126
House
$1602
Step 3 of 13

Utilities

You've got to keep the lights on and the water running. You'll also have to decide how powerful you need your internet connection to be.

Select one or more of these options:

Internet
$41
Mobile Phone
$47
Water & Gas
$70
Cable
$85
Electricity
$209
Step 4 of 13

Food

Another part of being an adult is buying your own food. You can choose to cook at home, grab fast food or eat at restaurants.

Eat at Home
$400
Fast Food
$550
Dine Out + at Home
$700
Dine Out at Restaurant
$850
Step 5 of 13

Transportation

Now it's time to find out which type of transportation you want to have and decide how much to spend.

Human Power
$0
Public Transportation
$80
Used Auto
$570
Basic Auto
$730
Average Auto
$880
Luxury Auto
$1350
Step 6 of 13

Healthcare

We all eventually have to go see a doctor, dentist or optician. Health Care costs can be expensive, so it's important to have insurance to offset the costs.

Employer Health Insurance
$0
Basic Individual Health Insurance
$150
Premium Individual Health Insurance
$200

Select one or more of these options:

Vision
$25
Dental
$25
Step 7 of 13

Leisure

You like staying home or you like going to the movies. You like playing video games or you like going hiking. You decide how much you want to spend on entertainment.

Select one or more of these options:

Home Bundle
$30
Fun Bundle
$60
Adventure
$100
Amusement Park
$125
Party
$175
Step 8 of 13

Clothing

You may be the type to buy clothes every month or just a couple of times a year. You decide how much you will spend on clothing each month.

Basics
$30
Accessories
$80
Work Clothes
$110
Shop Til You Drop
$250
Step 9 of 13

Personal Care

You have to take care of yourself by grooming, exercising and maybe even smelling good. You decide how much to spend on your personal upkeep.

Basics
$25
Health & Fitness
$100
Professional Services
$125
Extras
$175
Luxuries
$200
Step 10 of 13

Miscellaneous

This section involves miscellaneous items such as high tech gadgets, pet care, vacations, and more. You decide how much money you will spend on these items each month.

Select one or more of these options:

Other Items
$50
Pet Care
$100
Vacation
$150
New Electronics
$200
Furniture & Appliances
$250
Step 11 of 13

Student Loan Debt

It's payback time—for your student loans, that is. Staying on top of your obligation to pay back student loans is an important part of keeping your finances in check. What's your monthly payment?* *These numbers could vary depending on which college you choose and how much financial aid you receive.

Debt Free
$0
Certificate
$70
Associate
$85
Bachelors
$186
Masters
$441
Professional
$589
Debt Free
$0
Certificate
$90
Associate
$118
Bachelors
$227
Masters
$586
Professional
$741
Step 12 of 13

Family

Having a family can be a loving and rewarding experience, but there are significant costs involved. Food, housing, child care and education costs can add up very quickly.

None
None
$0
One
One
$500
Two
Two
$750
Three +
Three +
$1000
Step 13 of 13

Savings

Saving money is like paying youself first. You can choose to pay yourself a little (2%) or a lot (10%) of your income.

No Savings
No Savings
$0
Save 2%
Save 2%
$60
Save 5%
Save 5%
$150
Save 7%
Save 7%
$210
Save 10%
Save 10%
$300
Change Answers
Lifestyle Calculator

Your Monthly Budget

Let’s see how much you’ll need to earn to afford the lifestyle you want.

Monthly Expenses

Annual Salary Needed

Your Monthly Budget

Category Selections Amount
Housing
Utilities
Food
Transportation
Health Care
Leisure
Clothing
Personal
Miscellaneous
Student Loan Debt
Family
Savings
Total Monthly Expenses
Annual Expenses
Income Tax (25% of Annual Expenses)
Annual Salary Needed
Select one to continue your journey:
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