MONEY FOR COLLEGE

Money-Saving Tips

It’s important to be prepared for the financial obligations that college or university can bring. If you are thinking about how to fund your post-high school education, you will want to plan well and think about ways you can save on the expense of college or university.

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Tennessee STARS

Saving for college doesn’t have to be a burden. With TNStars, there’s no big upfront investment and you can open an account in as little as 15 minutes to start saving for college now! TNStars is Tennessee’s 529 plan and it is designed to help families set aside funds for future college costs. TNStars is open to anyone, regardless of income level, and earnings are not subject to federal income tax when used for qualified higher education expenses.

COMMUNITY COLLEGE COURSES

Taking courses from your local community college can save you several thousand dollars. The same general education courses you might take at a university can easily be transferred to the school of your choice once you take them from your local community college. Consider getting an associates degree first and then transfer using the Tennessee Transfer Pathways

Plan Ahead

If you begin your college-funding plan during high school, you will learn how to control costs and greatly reduce the expense of your college education. You will be much more informed and educated about your options for financial aid.

Prepare Academically

If you are not academically ready for college you may have to take extra remediation courses when you start. This could end up costing you extra money. If you make sure to do well in high school you won’t need to worry about paying for extra credits you’ll need to earn in college.

TAKE COLLEGE LEVEL OR COLLEGE CREDIT COURSES IN HIGH SCHOOL

Many schools offer Advanced Placement or Dual Credit courses. These courses have the potential of earning college credit while you are still in high school, saving you the cost of taking those courses when you get to college or university.

TAKE A COLLEGE LEVEL EXAM PROGRAM (CLEP) EXAM

CLEP exams are offered by the college you attend; if you pass, they allow you to gain college credit in those subject areas. You can cut the number of hours you will have to take and pay for during your attendance.

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